body {font-family: arial, helvetica, sans-serif; background-color:#8397d1; margin:10px;}

h1 {color: #000066; font-size:18px; font-style:italic; font-weight:normal; margin-bottom:0px; margin-top:0px;}
h2{color:white; font-size:14px; font-style:italic; margin-bottom:20px; margin-top:0px;}
h3 {font-size:13px; margin-bottom:0px; line-height: 17px;}
p {font-size: 13px; line-height: 17px; color: #000000; margin-bottom:15px; margin-top:0px;}

a {color:#000;}
a:visited {color:#000;}
a.footerLinks {color:#fff;}
a.footerLinks:visited {color:#fff;}

.White {color: #000066;}
.white {color: #000066;}
.hd {padding-left:4px; vertical-align:top; padding-top:11px;}
.ct {padding-top:6px; padding-right:9px; padding-bottom:6px;}
.footerLinks {font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; line-height: 16px; color: #FFFFFF; font-weight: normal;}
.spacer {width:94px; vertical-align:top; background-image:url(images/logo_bottom.gif); background-repeat:no-repeat;}

.formtext {font-size: 12px; line-height: 17px; color: #000000;}
.initcaps {font-size: 18px; line-height: 16px; color: #FFFFFF; font-style: italic;}
.red {font-size: 12px; line-height: 24px; color: #cc0000;}

.whiteSmall {font-size: 14px; line-height: 18px; color: #ffffff; font-style: italic; font-weight: bold;}
.Black {font-size: 22px; line-height: 24px;	color: #000000;	font-style: italic;	font-weight: bold;}
.bullets {font-size: 14px; line-height: 18px; color: #000066; font-style: italic; font-weight: bold; margin-top: 24px;}

blockquote {margin-top:8px; margin-bottom:8px;}

.sm {font-family: Verdana, Arial, Helvetica, sans-serif; font-size:10px;}

.link {float:right; font-size:10px;}
.ind {margin-left:20px;}
#hd {background-color:#8397d1; padding:2px; margin-bottom:3px; margin-top:0px;}
#ul {border-bottom:1px solid #ffffff; margin-bottom:2px;}